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  • Emily Andrews
  • Mortgage Loan Officer
  • NMLS 484977
  • 256-738-2290
  • eandrews@citizensbanktrust.com
Get Started
  • Welcome to the Citizens Bank & Trust Mortgage application portal. Whether you are looking to purchase a new home or refinance your existing home, our team of Mortgage professionals  is committed to delivering you an exceptional mortgage loan experience. 
Citizens Bank & Trust
Call us|256-251-4532
NMLS|401537
711 Gunter Ave Guntersville AL 35976